Payment options for Canadian performers and sellers
So this question comes up a lot and I thought it was worth making a separate post about it to try and get all the information in one place. While there are many great resources on the various camming and selling subreddits regarding payment options, none of them are specific to Canadian sellers as far as I know. Please make sure you familiarize yourself with those, though, because they have information about the safety of your money and your identity/privacy when using each service. Transparency Statement Apps and services I have personally used will be indicated within. I also want to note that I was given a $10 Polyalpha gift card by a fellow Redditor and seller for a chance to try the service (it was a public offer given in a comment thread). I do not anticipate bias because of this, but it has given me information about the service that I would not have otherwise had. Disclaimer This post is for information purposes only and nothing I say should be construed as an endorsement. Similarly, the focus of this post is on payment options for Canadian models. There are a lot more things to consider as you do your research, so please keep in mind that this is not intended to be a comprehensive resource and take the time to double-check how each works when it comes to personal safety and anonymity in particular. I have broken this down into two tables – one for third-party apps that Canadians can use to receive direct payment from individual buyers, and one that gives the lowdown on getting paid from various content/cam sites. Note that many of the options in Table 2 are also payment processors or can be used as such. Table 1. Third-party apps for receiving direct payment. >>Options in bold require that you have a US-based checking account<< See next section for more information.
Currency options for receiving payment
Payment options for buyers
EUR, GBP, USD
Must have Paxum
Prepaid card; to US bank account
Poor quality info online; nonexistent customer service
ePayments - I did not include this here for a couple of reasons. One, they can no longer process payments in USD. Two, their verification process, app, and customer service were super frustrating. Three, it's still not clear to me if I can accept crypto payments here or if I could only pay myself in crypto out of an existing wallet and use ePayments for currency exchange. I've seen other sellers indicate ePayments as a payment method so maybe someone else could provide additional info in the comments.
Payoneer - Omitted due to absurd restrictions and fees. a) For example, your billing address has to match the national currency you are using for your withdrawal currency, meaning your billing address would have to be in the US in order to withdraw in USD. That means that a Canadian model with a US-based account wouldn't be able to set up withdrawals into their US account. b) Fees are quite high, especially considering most other options are free.
PolyAlpha – The website only shows PayPal as a payment option to buy the gift vouchers but both PayPal and CashApp were indicated in a Reddit comment from someone involved with the service
CashApp, Venmo, and Square Cash – some Redditors have indicated that it’s possible to register for these services if you are using a VPN. CashApp, for example, has transaction maximums for unverified accounts of $1000/month and $250/week, so as long as you are below these amounts then you wouldn't have to verify a US address. I can’t attest to this but wanted to mention it as a potential option for those with a US-based bank account.
Processing times – I left these out in the interests of having a read-able table but they are not all instant. In general, most are within one day or less except direct deposit from GiftRocket. Please research the source links for more information. Also note that processing times at US banks seem to be much slower than what we are used to – just a heads up.
Opening a US Checking Account To my knowledge, TD and RBC are the only banks where this is possible. In order to take advantage of the payment options I’ve identified in bold in Table 1 and Table 2, it is imperative that you open a US-based checking account and not just a USD account through your home branch. The difference is that a US-based checking account is tied to a branch that has a physical location in the US. I opened mine through RBC and it was relatively painless. I opened a Canadian checking account online but had to go to a branch to provide ID verification. This is required in order to open the US account. Next I called them to open the US-based account. You can do this at any branch as well, but I was told that it takes longer to open this way. Over the phone, it was instant. My accounts are linked through my online banking portal and RBC banking app, allowing me to transfer myself money easily and instantly. They also sent me a Visa Debit for my US account, which took about two weeks to arrive. Table 2. Payment methods for Canadian sellers and performers on various cam/content sites. I have omitted all instances of wire transfers (because they are slow, expensive, and usually have high payout minimums) and all instances of cheques (because they are slow). I have omitted all mention of ePayments because they no longer accept payments in USD.
Certain types of information were omitted for the sake of brevity. Of particular interest may be payout percentages, payout procedures, and payout intervals.
TL;DR Get a US-based bank account, Paxum, and Shakepay. I am open to questions, comments, and concerns! I would like this resource to be as tight as possible so be sure to let me know if you see any issues or gaps.
Advcash - Virtual/Real Plastic Card that can be funded with Bitcoin!
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I've been digging hard and got mad DOGE to sell. DOGE is a cryptocurrency called dogecoin. It is based off the bitcoin protocol but is much cooler! and you can make much profit! DOGEcoins are flying off the shelves. Lets work out a deal. I'll be in the student union from 10AM-12PM tomorrow wearing a green hat and sunglasses. Walk by me and say "very scrypt" and I will reply "many coin". Then you know I'm not a cop! Download the DOGEcoin wallet (Google it) and bring your address you want the DOGE sent to. I accept cash and BTC or LTC only. No CC, WU, PP, LR, cheque, eCheque, eGold, Linden, Paxum, Ripple, NameCoin, PrimeCoin, NVC, TerraCoin, okCash, PHY metals, Amscot, or MoneyPak.
An online e-wallet used for transferring funds from banks. Once funds are in Paxum they can be transferred between individuals. For a period of time, Paxum was useful for transferring funds to and from some Bitcoin exchanges directly however Paxum discontinued this in February, 2012. Paxum is a popular e-wallet for transferring funds from an existing bank account and between individuals. Paxum is also a popular method of payment for buying and selling bitcoin instantly and securely. If you are buying or trading bitcoin in high volumes with Paxum our recommendation is to use Paxful or LocalBitcoins for your trading needs. Where To Buy Bitcoin With Paxum Company Fees ... Bitcoin, Litecoin, Etherium, Dash, Bitcoin Cash and Fiat in one multi-currency PAYEER® account! With all the e-wallet solutions available we are proud to say we pay our affiliates exclusively through Paxum. Kenny B! YourPaysitePartner.com. Next story . Its rare that we have the opportunity to work with a company that goes above and beyond to help your company be successful. Their payment solutions, technology, and API are reliable, but what truly matters is the Paxum team have always ... A Bitcoin wallet you can trust Over 3 million people have used the Paxful wallet to send and receive over 40,000 BTC. Its best-in-class security features make it one of the most trusted wallets in the world — so you’ll never have to choose between security and convenience.
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